Emergency TROs to Stop Foreclosure in Heggstad Cases

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What to Do When You Discover the Problem Too Late

In some trust administration cases, families only discover the need for a Heggstad Petition when it’s almost too late—often when a foreclosure is already pending on a property that was supposed to be in the trust. If the lender refuses to negotiate or delay the sale, there is still a powerful legal tool available: an Ex Parte Petition for a Temporary Restraining Order (TRO) and a Request for Order to Show Cause (OSC) for a preliminary injunction.

Why File an Ex Parte TRO in a Heggstad Case?

The goal of a TRO is to temporarily halt the foreclosure while the court considers the Heggstad Petition. This emergency relief is especially critical when:

  • The property was intended to be in the trust but wasn’t properly titled

  • The lender is unwilling to delay or negotiate

  • The foreclosure would result in irreparable harm, such as the loss of equity or the forced sale of a family home

You can also strengthen your case by showing that the foreclosure may be legally flawed—for example, if the lender failed to follow proper notice procedures or did not attempt to contact the borrower as required by law.

Legal Standard: Irreparable Harm or Waste

To obtain a TRO or injunction, you must show that allowing the foreclosure to proceed would cause irreparable harm or waste. Courts often accept the argument that:

  • A foreclosure sale would result in the loss of significant equity

  • The property would be sold at a below-market price, harming the trust and its beneficiaries

  • The trustee needs time to resolve title issues through a Heggstad Petition

Real-World Example: Stopping a Foreclosure in 48 Hours

In one recent case, our client discovered—just days before a scheduled foreclosure—that a family home had never been properly transferred into the trust. The lender refused to delay the sale, and time was running out.

We immediately filed an Ex Parte TRO request in probate court, supported by a declaration explaining the urgency and the decedent’s intent. We also submitted a pending Heggstad Petition and made every effort to notify the lender, including personal service via process server.

The court granted the TRO within 48 hours, halting the foreclosure and preserving the property. A hearing was then set for the OSC, giving the lender a chance to respond while the Heggstad Petition moved forward.

Step-by-Step: How the Process Works

1. File the Ex Parte TRO Request

  • Include a declaration explaining the urgency

  • Attach the Heggstad Petition and proposed order

  • File the TRO request as part of an estate matter, not a trust matter

2. Notify the Lender

  • Attempt contact by phone or email

  • Serve the TRO papers via process server

  • Document all notice efforts in your declaration

3. Attend the OSC Hearing

  • If the TRO is granted, the court will set a hearing date

  • Personally serve the OSC and supporting documents on the lender

  • Be prepared to argue for a preliminary injunction

Standing Issues: A Word of Caution

Some judges may question whether a trustee in a pending Heggstad Petition has standing to seek injunctive relief. In such cases:

  • File the TRO request as part of an estate matter, not a trust matter

  • Be prepared for additional procedural steps

  • Include evidence of your authority and the trust’s intent

Conclusion: Act Fast, But Strategically

If you’re facing a foreclosure on a property that should have been in a trust, time is of the essence. An Ex Parte TRO can stop the sale and give you the breathing room needed to resolve title issues through a Heggstad Petition. But success depends on urgency, proper notice, and legal precision.

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Fixing Property Left Out of a Trust

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How to Write a Heggstad Petition